Aligned with CBUAE Circular CBUAE/MCS/2026/2058

Customer document collection, built for UAE financial institutions.

DocChat helps CBUAE-regulated institutions collect KYC and customer documents through a compliant, auditable workflow — replacing messaging apps and consumer channels with a system designed for regulated environments.

See how it works
Built for serious teams
UAE Data ResidencyHSM-backed audit chainEnd-to-end encrypted
Document verified
Emirates ID
Front + Back · 3.2s ago
Awaiting upload
Trade License
Sent via SMS · 12 min ago
app.docchat.co/requests

Document requests

Live · 4 active
In review
12+3
Completed today
47↑ 24%
Avg. response
2.4h
AM
Ahmed Al Mansouri
KYC refresh · 3 documents
Complete2 min
SK
Sara Khan
Onboarding · 5 documents
In review18 min
RB
Rashid Bin Saleh
Policy renewal · 2 documents
Submitted34 min
FK
Fatima Karim
Loan application · 4 documents
Pending1 hr
Illustrative interface — sample data
Who We Serve

Designed for every institution
regulated by the Central Bank of the UAE.

Hundreds of institutions across the UAE operate under CBUAE supervision — each with the same fundamental requirement to demonstrate controlled, auditable customer engagement. DocChat is built for all of them.

Commercial Banks
Insurance Companies
Exchange Houses
Finance Companies
Payment Service Providers
Brokerage Firms
The Platform

Three principles, engineered for regulated environments.

DocChat is purpose-built for institutions that need to demonstrate control, evidence, and accountability — not adapted from consumer messaging tools.

Compliance by design

Every request, document, and decision is captured in a tamper-evident audit chain that satisfies regulator inspection. Designed to align with CBUAE governance expectations from day one.

Sovereign and secure

Customer documents and records are stored in the Microsoft Azure UAE North region. Encryption in transit and at rest, HSM-protected signing keys, and private network paths throughout.

Operationally efficient

Agents send a document request in seconds. Customers receive it via SMS or email and upload securely from any device. No app installation. No training. Just measurable improvements in completion time.

30 April2026
CBUAE/MCS/2026/2058 compliance deadline for regulated institutions
UAE North
All customer documents and records stored in the Azure UAE North region
SHA-256
Cryptographically chained audit entries, HSM-signed root
Audit Chain

Every action, evidenced. Every record, verifiable.

DocChat maintains a cryptographically linked audit chain for every request, document, and operator action. Each entry is hashed and linked to its predecessor — making tampering mathematically detectable and providing regulators with verifiable evidence on demand.

  • RFC 8785 canonical JSON serialization for cross-system verification
  • SHA-256 chained entry hashes with HSM-signed root
  • One-click regulator evidence packages — exportable, signed, verifiable
  • Continuous integrity verification, every six hours
Read the security overview
Chain integrity
VERIFIED
request.document.accepted14:23:08
prev: 7c2b1d8e94f3a6c0…  hash: 9a4f3e2d1c8b7a65
request.document.uploaded14:18:42
prev: a3f8b9c012e5d4f7…  hash: 7c2b1d8e94f3a6c0
notification.delivered.sms14:02:11
prev: 5e9d2c4f8a1b6e30…  hash: a3f8b9c012e5d4f7
request.created14:01:54
prev: 0a3f8b9c4d2e1f76…  hash: 5e9d2c4f8a1b6e30
Request Workflow

From request to receipt — controlled, traceable, complete.

Agents create document requests from pre-approved templates. Customers receive secure, time-limited links via SMS or email. Submissions land in your review queue with full provenance. Every step is timestamped, attributed, and immutable.

  • Pre-approved document templates with mandatory fields
  • Email and SMS delivery of secure, time-limited links
  • Branch-level isolation and role-based access controls
  • Configurable expiry windows and automatic reminders
1
Agent creates request
From approved template · attributed to operator
SMSEmail
2
Customer receives notification
Received via email or SMS
3
Documents uploaded securely
Encrypted in transit · stored in UAE North · malware-scanned
4
Reviewer accepts or rejects
Decision recorded to audit chain
Customer Experience

Designed for your customer — no app required.

Customers receive a single secure link, open it on any device, and upload from their photo library or camera. No downloads, no logins, no friction. The branded upload page reflects your institution — not ours.

  • Web-based — works on any modern phone or browser
  • Full Arabic and English language support
  • Branded with your institution's logo, colors, and domain
  • Clear guidance, accessibility-compliant interface
Al Burj Insurance
Please upload your documents
Hi Ahmed — to complete your policy renewal, we need the following. This link expires in 4 days.
Emirates ID
Uploaded · Front + Back
Driving License
Uploaded
Vehicle Registration
Tap to upload
Continue →
Security & Compliance

Engineered to support rigorous regulatory review.

DocChat is designed to help your institution demonstrate the controls expected under CBUAE governance and UAE data-protection frameworks. Security is not a feature — it is the foundation.

UAE Data Residency

Customer documents and records are stored in Azure UAE North.

HSM-Protected Keys

Hardware security module–protected keys for audit-chain signing. Azure Key Vault with purge protection.

Tenant Isolation

Row-level security enforces strict separation between institutions' data at the database layer.

UAE PDPL Aligned

Built to support your obligations under the UAE Personal Data Protection Law, with data-subject-rights workflows and a DPA available on request.

Pricing

Predictable pricing.
Built for institutional procurement.

Pricing tailored to your institution's scale, volume, and compliance needs. We work with each client to design a quote that fits your operations.

Standard
Custom pricing

For institutions standardising customer document workflows across teams.

  • Unlimited requests and documents
  • Full audit chain and evidence export
  • SMS and email delivery (fair use)
  • English and Arabic interface
  • Email support (8h response SLA)
Common Questions

What institutions ask before adopting DocChat.

DocChat is built to help institutions demonstrate compliance with CBUAE Circular CBUAE/MCS/2026/2058 regarding customer data handling and communication channels. The platform provides controlled, auditable workflows, tamper-evident records, UAE data residency, and regulator-ready evidence exports. We do not replace your compliance program — we provide the technical controls that make it demonstrable.
All customer documents and records are stored in Microsoft Azure UAE North. We use in-region high availability; cross-region disaster recovery is on our roadmap.
A standard log can be modified or deleted after the fact. DocChat's audit chain uses cryptographic hashing where each entry is mathematically linked to its predecessor. Tampering with any entry would invalidate every subsequent entry, making modification detectable. The chain root is signed by a hardware security module key, providing a mathematical guarantee of integrity that satisfies regulator expectations.
No. Customers receive a secure link via SMS or email and complete the upload in their browser. The experience works on any modern phone — iOS, Android, or any other platform — without installations, accounts, or training. Documents can be uploaded from the photo library or captured directly from the device camera.
Consumer messaging platforms were designed for personal communication, not regulated workflows. They typically lack: tamper-evident audit trails, controlled data residency, role-based access, deletion controls, integration with KYC systems, and the ability to evidence compliance during a regulator inspection. DocChat is purpose-built to provide these controls while remaining as simple to use for your customer.
Yes. Enterprise customers can configure custom domains (yourbank.docchat.co), custom email sender addresses with DKIM verification, dedicated SMS sender IDs, and full visual branding of the customer upload experience. Your customers see your institution, not ours.
Your compliance team can export a signed evidence package for any time period, request, or customer. The package includes the full audit chain, cryptographic proofs of integrity, document hashes, and timestamps. Regulators receive a complete, verifiable record without manual reconstruction.
Standard implementation is completed during onboarding with our team. Enterprise implementations with custom branding and integrations: 1–3 weeks depending on scope. We provide direct onboarding support throughout — this is not a self-serve product.
Currently accepting design partners

Ready for a compliant
alternative to messaging apps?

Request access to discuss your institution's requirements with our team. We respond to qualified inquiries within one business day.

Read the security overview
Built in the UAE, for the UAEAzure UAE North